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Archives: 2024

A Guide to Gifting Loved Ones with Life Insurance

A Guide to Gifting Loved Ones with Life Insurance

Can you give life insurance as a gift? Yes! It is a meaningful and touching way to show how much you care. Here are a few quick things to know about purchasing life insurance as a gift this holiday season. Why Life Insurance Can Be the Perfect Gift Gifts are a joy to give and receive, but giving a life insurance policy can be surprisingly...

Winter Weather Preparedness for Small Businesses

Winter Weather Preparedness for Small Businesses

Winter weather can take a heavy toll on small businesses. The risks posed by storms, slippery walkways, and power outages can lead to financial losses. Taking steps to prepare your company and employees for the winter season can minimize business disruptions and claims filed for slip-and-fall accidents.  The best overall advice is to be proactive. Evaluate any risks on the property to determine where problems...

Safety Tips for Online Shopping

Safety Tips for Online Shopping

It is that time of year again. Whatever holiday you celebrate, Americans nationwide go to their favorite online retailers to buy holiday decorations, party supplies, and gifts to make the season merry and bright. The convenience of the internet is hard to resist, but the freedom and flexibility of online buying come with some grave risks.  Cybercrime is on the rise. In a recent year,...

7 Life Insurance Questions to Ask Before You Buy

7 Life Insurance Questions to Ask Before You Buy

Purchasing life insurance is not something to be done lightly. It requires researching various policies to find what works best for you, your family, and your budget. Here are a series of questions that can help you as you shop for the best policy.  1. Do I Need Life Insurance? It’s easy to say everybody needs insurance, but what will you use it for? Take...

A Retailer’s Guide to Loss Prevention

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer loses a certain amount of inventory due to damage, employee theft, and shoplifting. These losses affect your business’s bottom line and your livelihood. In a world...